The Fox Philosophy

At Fox Financial, we pay particularly close attention to creating broadly diversified, low-cost, portfolios because we believe this is the surest way for investors to enhance returns without increasing risk. Andrew often describes this approach as one of "boring clients to success." This is because, after a suitable portfolio has been constructed, usually via no-load mutual funds, and barring material changes in circumstances, the two most important determinants of investment success are time and patience. Perhaps this is not as flashy an approach as selecting the next IPO high flier to be, but in the long run this style will prove very effective in helping clients achieve their real life financial goals.

At Fox Financial we adjust and rebalance portfolios as part of an overall long-term plan and not simply in response to the latest investment "can't miss" craze or fad. Rarely does a client meeting go by during which Andrew doesn't emphasize that long-term investing is a marathon, not a sprint, and that short-term investment results, whether positive or negative, are largely meaningless. Andrew works with all clients one-on-one and stresses that a successful relationship be based on effective communication, mutual trust and respect, and prompt courteous attention to every detail.