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Below are links to Andrew's Quarterly Message dating back several years.  Most of the messages are timeless and should be as relevant today as when they were written.  If you are considering working with Fox Financial as your investment advisor please spend some time reviewing these messages and you'll gain an excellent insight into the Fox philosophy and approach.
  • Special Diversification Article from Jim Parker.
  • 2Q 2010 Two key insurance products discussed ...
  • 1Q 2010 Value Added
  • 4Q 2009 Looking Backward. Looking Forward.
  • 3Q 2009 Roller Coaster
  • 2Q 2009 Possibility vs. Probability
  • 1Q 2009 Questions and Answers
  • 4Q 2008 Bear and Bernie.
  • 3Q 2008 Fear, Greed, and Risk Management.
  • 2Q 2008 The sideline is a risky place.
  • 1Q 2008 Duty of the Serious Investor.
  • 4Q 2007 The Average Equity Investor ...
  • 3Q 2007 Overconfidence and Hindsight Bias.
  • 2Q 2007 Raising the Bar.
  • 1Q 2007 More on the EMT.
  • 4Q 2006 The Basics, Dimensional, The EMT
  • 3Q 2006 Your Quarterly Report.
  • Portfolio Improvements (Special Mailing Sep 2006)
  • 2Q 2006 Stark Contradictions and Inconsistencies
  • 1Q 2006 Summary of Longer-Term Fox Projects
  • 4Q 2005 Definitive Proclamations and Worse.
  • 3Q 2005 Why Risk and Volatility are Our Allies.
  • 2Q 2005 The Real Reason You Should Invest.
  • 2Q 2005 Referenced Article (Reason to Invest)
  • 1Q 2005 Life and Long-Term Care Insurance.
  • 4Q 2004 Commodities.
  • 3Q 2004 Changes to Your Quarterly Reports
  • 2Q 2004 The Risk/Reward Tradeoff is Here to Stay.
  • 1Q 2004 All Times are Uncertain.
  • 4Q 2003 Fox Financial's ''Top Ten'' List.
  • 3Q 2003 Another Fox Girl Has Arrived!
  • 2Q 2003 Savvy Patience.
  • 1Q 2003 Altria and Diversification.
  • 4Q 2002 What Should We Do? Abandon Stocks?
  • 3Q 2002 Regression to the Mean.
  • 2Q 2002 Keep the Enemy Out of the Mirror.
  • 1Q 2002 The Other Areas of Financial Planning.
  • 4Q 2001 The ''Average'' Investor.
  • 3Q 2001 9/11
  • 2Q 2001 Meet Your New Quarterly Statement.
  • 1Q 2001 A Fox is Born.
  • 4Q 2000 Portfolio Rebalancing, etc.
  • 3Q 2000 ''Training'' for Down Markets.
  • 2Q 2000 Our Long-Term Reward.
  • 1Q 2000 Technology Exposure and Email.
  • 4Q 1999 ''Y2K'' is Here!
  • 3Q 1999 Regression to the Mean.
  • 2Q 1999 Why Diversify?
  • 1Q 1999 Diversification Works Whether We Want it to or Not.
  • 4Q 1998 Married Life and Propping up the Asian Economy.
  • 3Q 1998 Thank You!
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